How to Cash In to GCash Using your BPI Account

Do you know that it is very easy and convenient to cash in to GCash using your BPI account?

Personally, this is my first option among the many methods to cash in to GCash.

I have an existing account and BPI branches are located in many parts of the country.

BPI is the first bank in the Philippines and Southeast Asia. Today, it is one of the leading banks in the Philippines. It has over 900 branches in the Philippines, Hongkong, and Europe.

In this post, I’m going to share with you the step-by-step guide on how to cash in to GCash using your BPI account. It’s fast, convenient and most of all, free of charge!


I have tried 2 ways of cashing in through BPI, one from the BPI Android app itself and the other one thru GCash.

I found the former more secure as it does not require linking to GCash; however, I think cashing in from BPI using the GCash app is more convenient.

If you don’t have a GCash account yet, you can register thru this link: CREATE A GCASH ACCOUNT.

You may also check this post on how to register a GCash account: Tutorial: How to Install and Register an Account in GCash.

A. Cash in to GCash using the BPI mobile app

Step 1. Log in to your BPI account

Step 2. Open the BPI app main menu

The main menu button is located at the upper-left corner of the BPI dashboard. Clicking this will display the different submenus of the app.

Step 3. Select Payments/Load

Selecting Payments/ Load submenu will display the following options:

  • Pay Bills
  • Load Prepaid Phone
  • Load Other Prepaid
  • Load E-Wallet
GCash BPI Cash In

Step 4. Select Load E-Wallet

This step will open the Load E-Wallet screen where you have to fill in the necessary details.

GCash BPI Cash In

Step 5. Enter the following details:

Load from – Here, you should select the BPI account that you are going to use in cashing in to GCash.

Load to – When you select the wallet icon (looks like a book to me hahaha) different options will be displayed. Select GCash. (The other options are PayMaya, Beep, EasyTrip, and AutoSweep RFID).

BPI Select Enrolled Accounts

Reference Number – Enter your 11-digit mobile number here.

Load amount – Enter the desired cash-in amount.

Notes – An optional field if you want to add notes or remarks.

BPI Cash In

Step 6. Tap Next

This step will open the Load E-Wallet Confirmation screen (Step 2 of 3 – Review Details). Check if the details such as source account, amount or mobile number are correct.

BPI Load E Wallet

Step 7. Tap Confirm

This will display the One-Time PIN screen. You have to check here if the phone number where the OTP will be sent is correct. Some digits are hidden to protect your data.

GCash BPI Cash In

Step 8. Tap ‘Yes, send me the code

An SMS with the OTP will be sent to your registered mobile number:

“Your One-Time PIN is <6-digit PIN>. Enter this code to confirm reload of PHP 300.00 to GCASH with reference number XXXXXXXXXXX. For your protection, do not share this code with anyone.’

Step 9. Enter the OTP

If the OTP was not sent, you have the option to tap Resend code via SMS.


Step 10. Tap ‘Submit‘ to finally cash in to GCash

A confirmation screen will display stating that loading the GCash mobile wallet was successful. This contains the source account, Cash-in amount, GCash number, transaction date and time and the Confirmation Number. Note that there is no service charge for this transaction.


B. Cash in to GCash via BPI

Step 1. Link your BPI account to GCash

a. Click the GCash main menu

The main menu is located at the upper-left corner of the GCash dashboard. Tapping it will open the submenus including My Linked Accounts, GScore, Promos, etc.

GCash BPI Cash In

b. Select My Linked Accounts

This will open a list of accounts that you can link to GCash such as GCash Mastercard, American Express Virtual Pay, PayPal, My Bank Cards, BPI Account, and UnionBank.

GCash Link Accounts

c. Select BPI Account

This will display the BPI Authentication page. On this screen, you will have to read and accept the terms and conditions along with your BPI Account Username and Password:

“…When deemed necessary by BPI, it may require additional verification, such as, but not limited to, sending a One-Time PIN via SMS to your BPI-registered mobile number prior to effecting your BPI Online Banking account transaction/s in accordance with BPI’s Terms and Conditions.

BPI will not share any of your account information (including personal data) with any third-party except in accordance with BPI’s Terms and Conditions…”

GCash BPI Terms

d. Enter Username and Password

Make sure to enter the correct Username and Password.

e. Tap Accept

This will display a page confirming that linking of your BPI account to GCash is successful.

GCash BPI Registration

Step 2. In the GCash dashboard, select Cash In

This will display the Cash In screen.

You will notice that after the registration, BPI is now included in My Linked Accounts section.

GCash BPI Cash In

Step 3. Select BPI

This will open the Cash In via BPI screen where you can enter the desired amount that you want to be added to your GCash account. This is also where you can select the BPI account where the amount will be deducted from.

GCash BPI Cash In

Step 4. Enter the amount to cash in

Make sure that you entered the correct amount that you want to be cashed in.

Step 5. Select the BPI account

If you select an account, the checkmark will become blue while the unselected will remain gray.

Step 6. Tap Next

This will open the Confirmation screen where you can check the amount before proceeding with the transaction.

GCash BPI Confirmation

Step 7. Tap Confirm

After tapping Confirm, a new screen will display where you have to enter the authentication code sent to your registered mobile number.

Step 8. Enter the authentication code

If the SMS is not sent, you may request another authentication code by tapping Resend Code.

Step 9. Tap ‘Submit’ to finally cash in

This will display a confirmation message that the transaction is being processed. Once successful, an SMS will be sent to your registered mobile number. In my experience, this only takes a few seconds.

The SMS states “You have received <amount> on <date and time> from BPI account ending in <last 4 digits of your BPI account>. Your new balance is <GCash balance> with Ref No. <Ref No>. Thank you for using GCash!”

GCash BPI Confirmation


There are a lot of ways to cash in to GCash. The convenience depends primarily on your available resources and accounts.

Personally, cashing in thru the GCash app by linking the BPI account is one of the easiest and most convenient methods of adding funds to GCash. This is because I have an active BPI account that is very much accessible to me via its mobile app.

How about you? What’s your favorite method of cashing in to GCash?

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2 Responses

  1. May 30, 2020

    […] Link […]

  2. July 10, 2020

    […] Now that you have finally registered an account with GCash, you can now enjoy its features such as loading your own phone. However, before you can do that, you need first to cash in to GCash. There are various ways of funding your account. One of the most convenient ways of funding your account is to cash in via BPI. […]

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